Open House: 1112 W Racine Pl Bellingham, WA

Sun, April 28th  Time: 11:030 AM – 2:00 PM For more information, contact      

The post Open House: 1112 W Racine Pl Bellingham, WA appeared first on Muljat Group - Bellingham, Lynden, & Whatcom County Real Estate.

🎉 We Have Exciting News 🎉

. . Muljat Group is merging with Skagit County brokerage! “We are excited to continue the legacy the founders of Brown McMillen created.” – Troy Muljat   https://kgmi.com/…/007700-muljat-group-merges-with-skagit-…/  

The post 🎉 We Have Exciting News 🎉 appeared first on Muljat Group - Bellingham, Lynden, & Whatcom County Real Estate.

Success Habits for High Performance with Steve Gutzler

“Our Muljat Group agents, Landmark Real Estate Management staff and guest had an incredible time at Hotel Bellwether learning about “Success Habits for High Performance” with Steve Gutzler. . . Steve Gutzler is an award-winning...

The post Success Habits for High Performance with Steve Gutzler appeared first on Muljat Group - Bellingham, Lynden, & Whatcom County Real Estate.

Open House: 6191 Semiahmoo Lane, Blaine, WA

Sun, April 28th  Time: 1:00 PM – 3:00 PM For more information, contact      

The post Open House: 6191 Semiahmoo Lane, Blaine, WA appeared first on Muljat Group - Bellingham, Lynden, & Whatcom County Real Estate.

Market Update – April 19, 2019

We’re ending this week off with a Market Update from your favorite, Troy Muljat 👨🏻‍💼 . . Did you know that about 40% of sales🏡occur in a 90-day window in the springtime?...

The post Market Update – April 19, 2019 appeared first on Muljat Group - Bellingham, Lynden, & Whatcom County Real Estate.

How Much Has Your Home Increased in Value?

http://

2019 🌍Earth Day Community Work Party

. . Come celebrate Earth Day with the City of Bellingham Parks Department & Public Works Natural Resources Division on Saturday, April 20 from 9 to 12:30 at Fairhaven Park!...

The post 2019 🌍Earth Day Community Work Party appeared first on Muljat Group - Bellingham, Lynden, & Whatcom County Real Estate.

Congratulations Gordon Neufeld

Look at our team go! . . Congratulations Gordon Neufeld 🎉👏🏻 for earning the highest mark of distinction from Zillow.com. We continue to be amazed by every single one of our amazing team members 🤗

The post Congratulations Gordon Neufeld appeared first on Muljat Group - Bellingham, Lynden, & Whatcom County Real Estate.

Are Low Interest Rates Here To Stay?

20190417-Share-KCM

Interest rates for a 30-year fixed rate mortgage have been on the decline since November, now reaching lows last seen in January 2018. According to Freddie Mac’s latest Primary Mortgage Market Survey, rates came in at 4.12% last week!

This is great news for anyone who is planning on buying a home this spring! Freddie Mac had this to say,

“Mortgage interest rates have been steadily declining since the start of 2019. These lower mortgage interest rates combined with a strong labor market should attract prospective homebuyers this spring and could help the housing sector regain its momentum later in the year.”

To put the low rates in perspective, the average for 2018 was 4.6%! The chart below shows the recent drop, and also shows where the experts at Freddie Mac believe rates will be by the end of 2019.

20190417-ENG-KCM

Bottom Line

If you plan on buying a home this year, contact us today! We can help you start your home search to ensure you can lock in these historically low rates today!

What to Consider When Choosing Your Home To Retire In

untitled

As more and more baby boomers enter retirement age, the question of whether they should sell their homes and move has become a hot topic. In today’s housing market climate, with low available inventory in the starter and trade-up home categories, it makes sense to evaluate your home’s ability to adapt to your needs in retirement.

According to the National Association of Exclusive Buyers Agents (NAEBA), there are 7 factors that you should consider when choosing your retirement home.

1. Affordability

“It may be easy enough to purchase your home today but think long-term about your monthly costs. Account for property taxes, insurance, HOA fees, utilities – all the things that will be due whether or not you have a mortgage on the property.”

Would moving to a complex with homeowner association fees actually be cheaper than having to hire all the contractors you would need to maintain your home, lawn, etc.? Would your taxes go down significantly if you relocated? What is your monthly income going to be like in retirement?

2. Equity

“If you have equity in your current home, you may be able to apply it to the purchase of your next home. Maintaining a healthy amount of home equity gives you a source of emergency funds to tap, via a home equity loan or reverse mortgage.”

The equity you have in your current home may be enough to purchase your retirement home with little to no mortgage. Homeowners in the US gained an average of over $9,700 in equity last year.

3. Maintenance

“As we age, our tolerance for cleaning gutters, raking leaves and shoveling snow can go right out the window. A condominium with low-maintenance needs can be a literal lifesaver, if your health or physical abilities decline.”

As we mentioned earlier, would a condo with an HOA fee be worth the added peace of mind of not having to do the maintenance work yourself?

4. Security

“Elderly homeowners can be targets for scams or break-ins. Living in a home with security features, such as a manned gate house, resident-only access and a security system can bring peace of mind.”

As scary as that thought may be, any additional security is helpful. An extra set of eyes looking out for you always adds to peace of mind.

5. Pets

“Renting won’t do if the dog can’t come too! The companionship of pets can provide emotional and physical benefits.”

Consider all of your options when it comes to bringing your ‘furever’ friend with you to a new home. Will there be necessary additional deposits if you are renting or in a condo? Is the backyard fenced in? How far are you from your favorite veterinarian?

6. Mobility

“No one wants to picture themselves in a wheelchair or a walker, but the home layout must be able to accommodate limited mobility.”

Sixty is the new 40, right? People are living longer and are more active in retirement, but that doesn’t mean that down the road you won’t need your home to be more accessible. Installing handrails and making sure your hallways and doorways are wide enough may be a good reason to look for a home that was built to accommodate these needs.

7. Convenience

“Is the new home close to the golf course, or to shopping and dining? Do you have amenities within easy walking distance? This can add to home value!”

How close are you to your children and grandchildren? Would relocating to a new area make visits with family easier or more frequent? Beyond being close to your favorite stores and restaurants, there are a lot of factors to consider.

Bottom Line

When it comes to your forever home, evaluating your current house for its ability to adapt with you as you age can be the first step to guaranteeing your comfort in retirement. If after considering all these factors you find yourself curious about your options, contact us today! We can evaluate your ability to sell your house in today’s market and get you into your dream retirement home!